Investing Literacy Hub
Last updated: 2026
1. Introduction
This Privacy Policy explains how Investing Literacy Hub (“ILH”, “we”, “us”, “our”) collects, uses, discloses, and protects personal data in accordance with the Personal Data Protection Act 2012 of Singapore (PDPA) and other applicable laws.
Investing Literacy Hub operates as a sole proprietorship registered in Singapore.
By accessing this website, subscribing to newsletters, registering for events, purchasing educational materials, or otherwise interacting with ILH, you acknowledge and consent to the collection, use, and disclosure of personal data as described in this Privacy Policy.
2. Scope of This Policy
This Privacy Policy applies to:
- The ILH website
- Newsletters and email communications
- Online and offline educational events
- E-books, publications, and digital resources
- Contact forms, registrations, and subscriptions
This policy does not apply to third-party websites or services linked from our website.
3. Personal Data We Collect
We may collect personal data that you voluntarily provide, including but not limited to:
- Full name
- Email address
- Contact details
- Event registration information
- Payment-related details (processed via third-party payment providers)
- Communications and correspondence
- Technical data such as IP address, browser type, and usage data
We do not knowingly collect personal data from minors without parental or guardian consent.
4. Purpose of Collection, Use, and Disclosure
Personal data is collected and used strictly for legitimate business and educational purposes, including:
- Managing newsletter subscriptions
- Delivering educational content and communications
- Administering event registrations and participation
- Providing access to purchased digital materials
- Responding to enquiries and support requests
- Processing payments via third-party providers
- Maintaining internal records and compliance obligations
- Improving website functionality and user experience
We do not sell, rent, or trade personal data.
5. Consent
By providing your personal data to ILH, you consent to its collection, use, and disclosure for the purposes stated in this Privacy Policy.
Where required, explicit consent will be obtained (for example, through subscription checkboxes or registration forms).
You may withdraw consent at any time by contacting us. Withdrawal of consent may affect our ability to provide certain services.
6. Disclosure of Personal Data
We may disclose personal data only where necessary and in a limited manner, including to:
- Service providers supporting website hosting, email delivery, analytics, or event administration
- Payment processors for transaction handling
- Regulatory or legal authorities where required by law
All third-party service providers are required to handle personal data in a manner consistent with applicable data protection laws.
7. Use of Third-Party Services
ILH may use third-party services for:
- Website hosting
- Email communications
- Payment processing
- Analytics and performance monitoring
These third parties operate under their own privacy policies. ILH does not control and is not responsible for their data handling practices.
8. Cookies and Website Analytics
Our website may use cookies and similar technologies to:
- Enable essential site functionality
- Understand usage patterns
- Improve user experience
You may configure your browser to disable cookies, although this may affect website functionality.
9. Protection and Security of Personal Data
ILH takes reasonable administrative, technical, and organisational measures to safeguard personal data against unauthorised access, disclosure, alteration, or loss.
However, no method of transmission or storage is completely secure. Users acknowledge that data transmission over the internet carries inherent risks.
10. Accuracy of Personal Data
Users are responsible for ensuring that personal data provided to ILH is accurate and up to date.
We may rely on the accuracy of personal data as provided unless informed otherwise.
11. Retention of Personal Data
Personal data will be retained only for as long as necessary to fulfil the purposes for which it was collected, or as required by applicable laws and regulatory obligations.
When personal data is no longer required, it will be securely deleted or anonymised.
12. Access and Correction Requests
In accordance with the PDPA, you may request:
- Access to your personal data held by ILH
- Correction of inaccurate or incomplete personal data
Requests should be submitted in writing. Reasonable administrative fees may apply as permitted by law.
13. Withdrawal of Consent and Unsubscription
You may:
- Unsubscribe from newsletters using the link provided in emails
- Withdraw consent for data use by contacting us
Please note that withdrawal of consent may limit access to certain services or materials.
14. International Transfers
Where personal data is transferred outside Singapore, ILH will take reasonable steps to ensure that the receiving jurisdiction provides a standard of protection comparable to that under the PDPA.
15. Limitation of Liability
To the maximum extent permitted by law, ILH shall not be liable for any loss, damage, or harm arising from unauthorised access, disclosure, or misuse of personal data beyond our reasonable control.
16. Changes to This Privacy Policy
ILH reserves the right to update or amend this Privacy Policy at any time.
Any changes will be published on this page. Continued use of the website or services constitutes acceptance of the revised policy.
17. Governing Law
This Privacy Policy is governed by and construed in accordance with the laws of Singapore.
18. Contact Information
For enquiries, access requests, corrections, or withdrawal of consent, please contact:
Investing Literacy Hub
(Operated as a sole proprietorship registered in Singapore)
Contact@investingliteracyhub.com