Investing Literacy Hub
Last updated: 2026
Educational Purpose Only
All content, materials, publications, newsletters, events (online or offline), e-books, training programs, and communications provided by Investing Literacy Hub (“ILH”) are offered strictly for educational and informational purposes only.
The purpose of this platform is to promote general understanding of financial markets and related concepts.
Nothing provided by ILH is intended to influence, direct, or determine any financial decision.
No Financial Advice or Recommendations
Nothing on this website, or in any ILH publication or communication, constitutes or should be construed as:
- Financial advice
- Investment advice
- Trading advice
- Legal or tax advice
- Investment recommendations
- An offer, solicitation, or endorsement to buy, sell, or hold any financial instruments
Investing Literacy Hub does not provide stock tips, trade calls, or personalised guidance, and does not assess the suitability of any investment for any individual.
No Fund Management or Client Services
Investing Literacy Hub does not accept, manage, hold, or control funds or assets on behalf of others.
ILH does not operate as a fund manager, investment adviser, broker, dealer, or intermediary, and does not provide discretionary or non-discretionary asset management services.
No Client, Advisory, or Fiduciary Relationship
Accessing this website, subscribing to newsletters, attending events, purchasing educational materials, or communicating with ILH does not create any client, advisory, fiduciary, or professional relationship between you and Investing Literacy Hub.
No Reliance
Users acknowledge and agree that they do not rely on any content, materials, publications, newsletters, events, or communications provided by Investing Literacy Hub when making financial or investment decisions.
Any actions taken by users are undertaken independently and at their own discretion.
Risk Acknowledgement
Financial markets and investing involve inherent risks, including the risk of partial or total loss of capital.
Users acknowledge that:
- Past performance does not indicate future results
- Examples, illustrations, and case studies are provided for explanation only
- Outcomes may vary materially across individuals and market conditions
No Guarantees or Promises
Investing Literacy Hub makes no guarantees, representations, or warranties regarding:
- Investment performance or outcomes
- Returns, profits, or loss avoidance
- Accuracy, completeness, or ongoing relevance of information
Any references to historical data, compounding, or market behaviour are provided solely for educational illustration.
Independent Responsibility
Users remain solely responsible for:
- Conducting their own research
- Assessing risks
- Seeking advice from licensed financial advisers or other qualified professionals where appropriate
Investing Literacy Hub shall not be responsible for decisions or outcomes resulting from the use or interpretation of educational content.
Limitation of Liability
To the maximum extent permitted by law, Investing Literacy Hub and its proprietor shall not be liable for any direct or indirect loss, damage, or consequence arising from:
- Use of this website or its materials
- Participation in events or educational programs
- Reliance on educational content
Use of this website and its materials is entirely at your own risk.
Jurisdiction
Investing Literacy Hub operates as a sole proprietorship registered in Singapore.
This Disclaimer is governed by and construed in accordance with the laws of Singapore.